Personal Finance

Active Vs Passive Investing

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Reading Time: 4 minutes The investing landscape has changed in the past 10 years as index funds have burst onto the scene taking market share from active management. This trend in fund flows is important because it changes the characteristics of the market. You need to know your fellow investors. Before ETFs became prevalent,…CONTINUE READING

Is US Housing In A Bubble, Again?

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Reading Time: 5 minutes There is a lot of chatter about bubbles in the economy as recency bias takes hold. Recency bias is when investors think recent market action will repeat. In other words, extrapolating recent events indefinitely, and disregarding the importance of history. An example would be if a company beat estimated analyst…CONTINUE READING

Top 10 Finance Twitter Accounts To Follow

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Reading Time: 5 minutes There’s a lot of noise on the internet, especially if you are attempting to understand the economy and how to prepare your personal finances for the future. Many economic news outlets cater not to their audiences, but to their advertisers. Unfortunately, this results in 5 minutes news and discussion, and 15…CONTINUE READING

Should I Go To College?

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Reading Time: 4 minutes The question of whether college is worth it the cost depends on many factors. To start, let’s examine why college is so expensive to begin with. Many students go to college not knowing what they want to do. Their goal is to figure it out as they go along. This would…CONTINUE READING

Financial Literacy: How To Invest & Budget

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Reading Time: 5 minutes What Is Financial Literacy There are two main different types of financial literacy. There is literacy in terms of investing and literacy in terms of budgeting. This article will review tips on both aspects, which can help you live a fulfilling life. The overarching theme of this advice is to…CONTINUE READING

Key To Successfully Investing Money

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Reading Time: 4 minutes Investors are constantly looking for an edge when investing money that will boost their performance in relation to other investors and the market as a whole. Behavioral analysis is one discipline that offers broad scope for research designed to enable improved investor performance. The reason for this is obvious: the…CONTINUE READING

Is Social Security Bankrupt?

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Reading Time: 5 minutes Social Security is the social welfare program provided by the United States federal government. The program is designed to be a safety net for retirees and disabled individuals around the country. Individuals pay into the program throughout their working lives and then receive benefits once they retire. That sounds pretty…CONTINUE READING

What Happened To Your Savings?

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Reading Time: 5 minutes The United States and its citizens are generally not known to be the world’s biggest savers, not for the last few decades at least. The current rate of savings is 5.5% in the United States. Other countries grab the distinction with savings in low double digits. While some may immediately get…CONTINUE READING

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